Miami Car Insurance
Miami Car Insurance Quotes and Rates in Florida Are Unique | AUTO ...
- Cheap prices for Student or New Driver
- Save hundreds on your car insurance
- Getting a quote only takes a few minutes
Cheap Car Insurance
Get FREE Quotes (US only)
Get FREE Quotes (UK)
Short Term Insurance (UK)
SAVE up to 40%
A combination of factors are responsible for making Miami car insurance quotes and rates unique from any other city. These situations materially affect the automobile insurance premium.
Traffic
As the only Florida city to rank on the top 10 list for traffic congestion, Miami placed No. 9 in a report by the Texas Transportation Institute. An increased number of cars moving about boost the chance for accidents. Also, traffic leads to driver aggression caused by frustration and impatience and this too increases the chance for accidents.
Tourists
The sub-tropical climate in Miami makes it different from other major USA cities. Approximately 12 million visitors per year ranks Miami, Fl as one of the nations top vacation destinations. Florida’s tourism industry provides a huge rental car market. Thousands of people driving in unfamiliar vehicles and surroundings are a combination that increases the likelihood of accidents.
Foreign nationals
There are a staggering number of people from another country who live in Miami, Florida permanently. In 2006 Miami-Dade County, Florida had the highest percentage (50.3 percent) of foreign born residents relative to the total state population (Migration Policy Institute). Many of these drivers do not speak English, do not understand the “rules of the road”, and never obtain a Florida drivers license. These realities increase the hazard of car accidents.
Senior citizens
The climate in Miami, Fl not only attracts tourists and foreign nationals, it is a haven for senior citizens. As older drivers age, experience and caution does not compensate fully for impaired eyesight and slow reflexes. Once again, the chances for an accident are increased by this fact.
Automobile theft
According to the National Insurance Crime Bureau (NICB), Miami, Florida is the number one city for automobile theft. The port of Miami and an elevated number of high profile vehicles in the area contribute to this unsettling statistic. Higher risk necessarily translates to higher insurance premium.
...AP-Univision poll: Hispanic financial worries deep
MIAMI — For Hispanics in America, the ravaged economy has been a personal nightmare. While the stubborn downturn has rocked the country, an extensive Associated Press-Univision poll of the nation's Hispanics fleshes out the disproportionate toll on the fastest-growing minority group.
Nearly half or more express intense worry over losing their jobs, paying bills or saving for college, and similar numbers say they or a relative were unemployed recently — all of it worse than the general population's experience.
"There's nothing stable," said Alberto Alvarez, 49, a Cuban immigrant and construction worker in Miami. "Today there's a job. Tomorrow there's another. And the next, there's nothing."
More than 1,500 Latinos were interviewed for the poll, which was conducted as the nation's unemployment rate hovered near 10 percent and the economy struggled to recover from the worst recession since the Great Depression.
Hispanics are particularly vulnerable because they are less educated, have lower incomes and are likelier to be new to the United States than other groups.