Car Insurance For Young Drivers In Ireland

What You Can Do to Get Young Drivers Cheap Car Insurance





Different studies across Europe have shown that British drivers are the safest drivers in the region. The insurance company AXA conducted a particular study (which included over 800 interviews with drivers hailing from Germany, Ireland, Belgium, Italy, Luxembourg, Switzerland, Portugal, Spain and Great Britain) which showed that a third of all drivers in Europe said that the British people made the safest drivers.

British drivers also tend to feel safer on their own roads in comparison to the roads of Europe. In the study, 92 percent of British drivers said so.

But car insurance premiums, especially for young drivers, continues to escalate in price. The average car insurance premium in 2008 was sitting at £780 a year, after increasing dramatically from 2007’s £630 a year.

Why is this so?

It has to do with the amount of uninsured drivers on our roads in the UK. Approximately one in twenty drivers in the UK don’t have insurance, and most of those are under 29. This costs the UK insurance industry over £500 million a year, which causes about a £25 to £30 increase in insurance premiums every year.

And when it comes to young people, 17 and 18 year olds are more likely to claim, and a third of all insurance claims come from the age group of 18 to 25. Moreso, young people are ten times more likely to be convicted for drink driving, and are six times more likely to be found driving an unroadworthy car.

All of these statistics cause young drivers to be looked at unfavourably by UK insurance companies, and the task of finding young drivers cheap insurance incredibly difficult.

Driving without insurance is not an option for a young driver – it is against the law, can result in a myriad of convictions and costs, and is one of the causes for high insurance prices.

So what can be done?

Well, the first thing is that young drivers should do some shopping around, which not only encourages competition in the industry but can get a young driver cheap car insurance. A comprehensive insurance plan can be attained at about £415 and a third-party fire and theft plan at about £390.

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Alfa Romeo Giulietta first drive

To celebrate its 100th anniversary the Italian brand of Alfa Romeo will be the featured marque at the very British Goodwood Festival of Speed being held next week 2-4 July.

 

The famous Goodwood event actually opens its gates on 1 July for the inaugural Moving Motor Show.

Alfa Romeo will not only be exhibiting at the Festival of Speed a multi-million pound collection of rare race and road cars from throughout their 100 year history, the event is also the global public launch of their latest new model, the five door, C-segment family sized Giulietta hatchback which goes on sale in the UK on Saturday 24 July. The Giulietta replaces the 10-year old 147 range and prices start at £16,995 and range up to £24,495. 

Speaking to Journalists this week at the press launch for the all new Giulietta, Andrew Humberstone managing director, Fiat Group Automobiles UK and Ireland said, “We are delighted to be playing an important role at the Goodwood Festival of Speed and we are delighted to be able to use this historic event to launch our very latest new model the Giulietta, a model name first used by Alfa Romeo in 1954.”