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by Ricky Lawrence
Fact: women drivers get lower insurance premiums than men.
These facts here are not merely feminist ideals, but statistical and scientific data proven to be true. The first fact, for example, is validated by researchers at the University of Bradford in United Kingdom. They proved that the hormone estrogen makes women more attentive to certain tasks that necessitate focus and attention, like reading heavy textbooks while schooling. This also includes driving motor vehicles.
The other facts stated above are obviously true. One glance at accident statistics and one could understand where the conclusions come from. Being focused and being careful then, makes cheap car insurance for women a deserved privilege for female drivers.
The Empowering Privilege of Cheap Car Insurance for Women
Like the right to vote, the privilege of women drivers to enjoy cheaper car insurance had a small battle on its own, even in genderized locations like the United Kingdom and the United States. In the past, insurance companies had to be convinced that women are safer drivers than men and so must be given the privilege to enjoy lower quotes. Today, cheap car insurance for women is common in many countries.
A Policy That is so Feminine
Insurance policies offered to women drivers include perks that are specifically tailored to answer feminine needs. For example, packages that include free signature handbags or baby car seats are mostly included to entice women to sign up with a specific company. Some companies even provide membership to women’s clubs that entail car privileges. Discounted rates on repairs, money back guarantees from retailers, and discounted prices on car accessories are just among the many promotional offers available. The most significant and most influential of all perks, however, is the offer of home insurance coverage. This is a welcome treat for married women and mothers who have households to manage, take care and protect.
...20.07.10
Car insurance premiums rose by a record amount in the second three months of 2010.
The AA British Insurance Premium Index showed that premiums for third party, fire and theft climbed by 15.9%, and annual comprehensive car cover averaged more than £700 - that represents an 11.5% increase in only three months.
The index, which records the fluctuation of premiums for 2,800 car insurance customers across the UK, cites inflation and increasing fraud as the primary reasons behind the increase.
The three months to 30 June saw premiums rise more than 11%, the biggest increase recorded by the study since it began 16 years ago. The average for policies sold through price comparison sites increased by 12.7%.
The rise in premiums for people looking on price comparison sites was a real blow to those looking to save cash.
"For those shopping on comparison sites, average premiums have climbed by an eye-watering 32.8% or £193 in just nine months," said Edmund King, AA president.
Source: MSN Money UK
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